[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.desan.cz\/od-koho-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.desan.cz\/od-koho-si-pujcit\/","headline":"Od koho si p\u016fj\u010dit?","name":"Od koho si p\u016fj\u010dit?","description":"Mo\u017enost\u00ed p\u016fj\u010dky je na na\u0161em trhu cel\u00e1 \u0159ada. Zd\u00e1lo by se tud\u00ed\u017e, \u017ee si ka\u017ed\u00fd hrav\u011b vybere to, co je &hellip; <a href=\"https:\/\/www.desan.cz\/od-koho-si-pujcit\/\" class=\"more-link\"><span class=\"more-button\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\">Od koho si p\u016fj\u010dit?<\/span><\/span><\/a>","datePublished":"2019-06-03","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.desan.cz\/author\/#Person","name":"","url":"https:\/\/www.desan.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/046c8368865b87ac6ea06cde0e0a80b91304a43fe31de210702ad59bbd9a1974?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/046c8368865b87ac6ea06cde0e0a80b91304a43fe31de210702ad59bbd9a1974?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"desan.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.desan.cz\/wp-content\/uploads\/img_a352079_w1724_t1566556452.jpg","url":"https:\/\/www.desan.cz\/wp-content\/uploads\/img_a352079_w1724_t1566556452.jpg","height":0,"width":0},"url":"https:\/\/www.desan.cz\/od-koho-si-pujcit\/","about":["Pen\u00edze"],"wordCount":477,"articleBody":"       Mo\u017enost\u00ed p\u016fj\u010dky je na na\u0161em trhu cel\u00e1 \u0159ada. Zd\u00e1lo by se tud\u00ed\u017e, \u017ee si ka\u017ed\u00fd hrav\u011b vybere to, co je mu nejp\u0159ijateln\u011bj\u0161\u00ed. Ov\u0161em pravdou je, \u017ee sp\u00ed\u0161e ne\u017e z\u00e1jemci o p\u016fj\u010dku si vyb\u00edraj\u00ed finan\u010dn\u00ed instituce. \u017de jsou to ony, kdo rozhoduj\u00ed, komu bude p\u016fj\u010deno a komu ne.I kdy\u017e na tom vlastn\u011b zase nen\u00ed nic divn\u00e9ho. Proto\u017ee takov\u00e9 finan\u010dn\u00ed instituce spravuj\u00ed ciz\u00ed pen\u00edze a nemohou si dovolit riskovat, \u017ee o n\u011b p\u0159ijdou t\u00edm, \u017ee je nacpou do kdejak\u00e9 pochybn\u00e9 existence.A proto existuj\u00ed pravidla, na z\u00e1klad\u011b kter\u00fdch se p\u016fj\u010dky poskytuj\u00ed. A ta jsou n\u011bkdy benevolentn\u011bj\u0161\u00ed a n\u011bkdy naopak p\u0159\u00edsn\u00e1.P\u0159\u00edsn\u00fdmi pravidly se vyzna\u010duj\u00ed p\u0159edev\u0161\u00edm banky. Ty maj\u00ed jasn\u011b nastaven\u00e1 krit\u00e9ria, d\u00e1vaj\u00edc\u00ed jim velkou nad\u011bji na to, \u017ee sv\u00e9 pen\u00edze dostanou v po\u0159\u00e1dku zp\u011bt, a to proto, \u017ee si vyb\u00edraj\u00ed jen ty nejd\u016fv\u011bryhodn\u011bj\u0161\u00ed klienty. A proto u nich nejednou neusp\u011bje ani ten, kdo p\u0159ich\u00e1z\u00ed s nejlep\u0161\u00edmi \u00famysly, kdo by u\u010dinil v\u0161e pro to, aby dost\u00e1l sv\u00fdm z\u00e1vazk\u016fm. Proto\u017ee nikdo takov\u00e9mu \u010dlov\u011bku nevid\u00ed do hlavy a ne\u017e riskovat, je snaz\u0161\u00ed \u017e\u00e1dost rovnou zam\u00edtnout.U nebankovn\u00edho sektoru je tomu jinak. I ten se sice pochopiteln\u011b star\u00e1, aby odd\u011blil zrno od plev, aby nerozd\u00e1val pen\u00edze t\u011bm, kdo mu je u\u017e nikdy nevr\u00e1t\u00ed, ale \u010din\u00ed tak zp\u016fsobem, jen\u017e d\u00e1v\u00e1 \u0161anci na \u00fasp\u011bch i t\u011bm, kdo podle bankovn\u00edch pravidel nemaj\u00ed nad\u011bji.\u010ceho\u017e dokonal\u00fdm p\u0159\u00edkladem je americk\u00e1 hypot\u00e9ka nebankovn\u00ed. Produkt umo\u017e\u0148uj\u00edc\u00ed z\u00edskat p\u016fj\u010dku i t\u011bm, kdo maj\u00ed vcelku nevaln\u00e9 p\u0159\u00edjmy \u010di skoup\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed a dost mo\u017en\u00e1 i n\u011bjak\u00fd ten m\u00e9n\u011b z\u00e1va\u017en\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f.Zde se nab\u00edz\u00ed mo\u017enost z\u00edskat pot\u0159ebn\u00e9 prost\u0159edky rychle a snadno. A to proto, \u017ee \u010dlov\u011bk d\u00e1v\u00e1 za jejich poskytnut\u00ed do z\u00e1stavy svoji nemovitost, respektive nemovitost n\u011bkoho, kdo mu ji pro ten \u00fa\u010del d\u00e1 k dispozici. Po \u010dem\u017e logicky odpad\u00e1 pot\u0159eba n\u011bjak zevrubn\u011b zkoumat \u017eadatelovy finance i registry dlu\u017en\u00edk\u016f a nen\u00ed t\u0159eba dokl\u00e1dat to \u010di ono. Jednodu\u0161e se vypln\u00ed formul\u00e1\u0159 na internetu, po\u0161le se k posouzen\u00ed n\u011bkolik fotografi\u00ed on\u00e9 zastavovan\u00e9 nemovitosti, v\u0161e se projedn\u00e1 se z\u00e1stupcem nebankovn\u00ed spole\u010dnosti, podep\u00ed\u0161e se smlouva a je to.\u010clov\u011bk z\u00edsk\u00e1 pen\u00edze za podm\u00ednek, je\u017e mu vyhovuj\u00ed. A to i v p\u0159\u00edpad\u011b, \u017ee nad n\u00edm prve ohrnovali v bance nos.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Od koho si p\u016fj\u010dit?","item":"https:\/\/www.desan.cz\/od-koho-si-pujcit\/#breadcrumbitem"}]}]